Over the years most homeowners can expect to experience at least one form of water damage to their home. It could be their washing machine hose that splits, their pipes that freeze and burst, the dishwasher that leaks, toilet that overflows, or water heater that fails.

Any one of these conditions can lead to expensive property damage, and destruction of personal belongings such as photographs, furniture or computer data - items that are often irreplaceable.

According to the Insurance Information Institute, more than seven times as many insurance claims are caused by water damage and freezing (17 per cent) than by theft (2 per cent). Of those water related claims, 60 per cent were caused by faulty indoor appliances or plumbing leaks, 25 per cent were caused by heavy rain or flooding and 11 per cent caused by sewers or sump-pumps that overflowed.

Preventing a water leak from causing extensive damage is even more crucial now with the trend towards homeowners investing thousands of dollars in their basements creating home theaters, play rooms, guest rooms and laundry rooms.

These flooding events can lead to several inconveniences and unexpected costs such as having to relocate while the problem is cleaned up (in severe cases), having to replace damaged items and most importantly dealing with the health problems from the mold and mildew caused by the water damage.

 Today's security systems are capable of monitoring much more than just intrusion detection devices like motion detectors, door/window contacts and glassbreaks. Flood sensors, water flow switches, temperature sensors and many other devices can be installed and linked to a remote monitoring center that protects homes 24 hours a day to help minimize and, if detected early enough (like for a sump pump with a high water level sensor), prevent losses due to environmental factors with specially trained professional operators standing by and dispatching appropriate emergency services if required.

De Luca says "the latest technology in security systems (when monitored by a professional monitoring center) can even allow for the monitoring and detection of water damage in your home from a distance by wireless transmission (TeleGARD) on your cell phone or PC at work for example." More information on protecting your home while you're away is available online at www.protectron.com.

(BPT) - It's a sobering truth of real estate that sellers often have to spend money to make money. Even if your home is relatively new, you still face costs associated with getting it ready to show, such as repainting interior rooms or hiring professional cleaners and stagers. If your home could use some TLC and updating, spending as little as $5,000 on key upgrades could improve its appeal for buyers - and ensure a speedier sale at a better price.

Here are five upgrades you can make for under $5,000 to help put your home at the top of every buyer's must-see list.

 1. Upgrade your entryway - Replacing an old, dated or worn entry door can be a cost-effective way to ensure buyers get a good first impression when they walk in your house. Whether you choose a fiberglass, wooden or steel model, installing a new entry door can cost a few thousand dollars, yet the return on investment at the time of resale can be significant. A fiberglass entry door returns about 72 percent of its investment, while a steel door recoups more than 100 percent of its value, according to Remodeling Magazine's Cost vs. Value report.

Enhance your new door with attractive plantings, fresh paint and clean windows around the entryway to create a memorable, attractive entry for just a few thousand dollars.

2. Increase natural light - More buyers are becoming aware of the mood- and productivity-enhancing benefits of natural light, and homes with big, bright windows have always been in demand. Adding windows to a room can be a costly, time-consuming affair. Not so with adding a skylight. For well under $5,000 and in just a day or two, a professional can install an Energy Star qualified, solar powered no-leak fresh-air skylight, like those from Velux America. Professional installation costs nationally ranges from around $900 to $2,325, with an average of $1,400, according to HomeAdvisor.com.

The low installation cost will leave you plenty of budget to enhance the skylight upgrade even further with energy efficiency-boosting solar-powered blinds. The skylight and blinds are operated by remote control and the blinds are available in designer colors and patterns to enhance your décor. The products, as well as installation costs, are eligible for a 30 percent federal tax credit to further reduce the cost of the improvement.

The most popular rooms in the home for fresh air skylights are baths, where they provide privacy in addition to natural light, and kitchens, where they vent cooking odors and humidity naturally while brightening this much-used workspace. Visit www.veluxusa.com to learn more.

3. Beautify a master bathroom - Bathrooms and kitchens sell homes. Making a few cosmetic upgrades to even a small master bath can help increase a home's appeal and value. For less than $5,000 you can easily repaint, upgrade faucets, replace old cabinet hardware and add decorative touches like designer towels.

If you've already done all that, take a look at the floor or countertops - two cost-effective upgrades that can wow buyers. Since counters don't make up that much square footage in most bathrooms, replacing them with granite can cost just a couple thousand dollars. Tile flooring is also a relatively inexpensive way to improve a bathroom's look and usability.

4. Heat things up in the kitchen - Kitchen remodels can offer high ROI for sellers, but a full remodel may be outside your budget. If you've already done the obvious - like repainting and decluttering - it's time to look for a few more cost-effective improvements that will appeal to buyers.

Just as in the bathroom, swapping old faucets and cabinet hardware with new designer options can enhance the appeal of a kitchen. Shabby, outdated appliances can hinder a speedy sale, so consider replacing them with new ones. You don't necessarily need to install top-of-the-line, high-priced appliances to make a good impression, either. Newer, Energy Star qualified appliances represent savings for buyers down the road.

5. Lavish landscaping - No single aspect of your home has a greater impact on a buyer's first impression than the landscaping. A great front yard sets the tone for the rest of the home, appealing to buyers on a number of levels, including beauty, practicality and savings.

With $5,000, you can accomplish a lot in terms of landscaping. You can sod a small front yard, add decorative planting beds to a lush lawn, or even install shade trees that will both beautify the yard and enhance the home's energy efficiency in summer. Decorative concrete stamping of walkways and driveways is another cost-effective way to improve a home's curb appeal.

Whether it's a buyer's market or a seller's market, no one wants to see their home linger long before selling. A few simple upgrades can help ensure your home gets plenty of attention this season.